Our services

Hire Purchase is the most simple way of financing your new vehicle. The finance company pays the motor dealer for the vehicle and you drive away the same day in most cases. Your monthly payments do not vary throughout your agreement and will remain the same. The length of your agreement can be specified by you from 12 months to 60 months. The finance companies that we deal with, offer very low rates for our business, which means that we can pass this benefit onto you and they are often lower than a bank loan.

With commercial vehicles, you need to put the VAT down as deposit as this cannot be financed.

We can also source your new vehicle for you through our extensive commercial motor dealer network

The Lease Purchase option does have a fixed payment throughout the term with a larger 'balloon' on the final payment.

The balloon payment is calculated by the finance company depending on your chosen vehicles' value. Due to this payment on the end of the agreement, your payments throughout the rest of the term are lower than a Hire Purchase.

Example:

Vehicle Price: £19,000

Deposit(VAT) : £ 2,850

Balance to Finance: £16,150

With a Hire Purchase, you will make your payments on the £16,150 equally every month until the end of the term.

With Lease Purchase you will have a balloon payment on the very end of the agreement which could be for example £5,000. Therefore you will only make your payments on £11,150. Should you wish not to pay the balloon payment you hand the vehicle back to the finance company.

Contract Hire is the most convenient way of financing a new van, however, you will never own the vehicle as it is more of a vehicle rental.

You can normally choose a maintenance option with your contract hire. This is where, servicing and maintenance is taken care of for you and they even send your tax disc out to you. There are also breakdown and recovery options so you don't need to worry, leaving you to get on with running your business!

Hire Purchase is the most simple way of financing your new vehicle. The finance company pays the motor dealer for the vehicle and you drive away the same day in most cases. Your monthly payments do not vary throughout your agreement and will remain the same. The length of your agreement can be specified by you from 12 months to 60 months. The finance companies that we deal with, offer very low rates for our business, which means that we can pass this benefit onto you and they are often lower than a bank loan.

We can also source your new vehicle for you through our extensive motor dealer network

The Lease Purchase option does have a fixed payment throughout the term with a larger 'balloon' on the final payment.

The balloon payment is calculated by the finance company depending on your chosen vehicles' value. Due to this payment on the end of the agreement, your payments throughout the rest of the term are lower than a Hire Purchase.

Example:

Vehicle Price: £15,000

Deposit: £ 100

Balance to Finance: £14,900

With a Hire Purchase, you will make your payments on the £14,900 equally every month until the end of the term.

With Lease Purchase you will have a balloon payment on the very end of the agreement which could be for example £5,000. Therefore you will only make your payments on £9,900. Should you wish not to pay the balloon payment you hand the vehicle back to the finance company.

Contract Hire is the most convenient way of financing a new car, however, you will never own the vehicle as it is more of a vehicle rental.

You can normally choose a maintenance option with your contract hire. This is where, servicing and maintenance is taken care of for you and they even send your tax disc out to you. There are also breakdown and recovery options so all you have to do is drive the car!

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